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Cherishing Your Partner

25/02/2020


As time passes, many couples tend to let some of their attentiveness to each other get lost along the way. If you want to keep your passion fresh, finding new ways to say that you care are very important.  You have many choices about how to tell your loved one how important he is to you. Be creative in your efforts – you can even make it fun! Just to get you started, here are some different ways to say, “I cherish you.”


✦ “I feel so lucky to have you in my life.”

✦ “I can’t believe you’re here with me.”

✦ “I’m really enjoying our life together.”

✦ “I’m excited about that date we planned for Friday.,”

✦ “I can’t tell you how much I’m enjoying our life together.”

✦ “I know I can count on you to help me make it through anything.”

✦ “I missed you so much when you were gone last week. I just didn’t know what to do.”

✦ “I’ve learned so much from being with you.”

✦ “You’re the best thing that’s ever happened to me.”

✦ “All day today, I thought about how much fun I had with you last night.”

✦ “What a week! It’s so great to be home with you.”


The good news is that there are many ways to demonstrate you cherish your partner. One way in particular is to find time to spend alone

together. Regardless of how busy life gets, do something relaxing, interesting, or fun with your loved one.  Even an hour in the evening after work can provide enough time to show that you truly cherish him. Watch your favourite television show together. Taking a walk together is a wonderful way for the two of you to re-connect after a hectic day and show each other that you’re important.


Demonstrating how much you care for your partner on a day-to-day basis takes some work but it’s worth it. Just as you enjoy your partner’s attention to you every day, your partner also seeks your attention daily in hopes of feeling wanted, needed and loved. 

Are you in a toxic relationship? Beware of these signs

24 February 2020

You may long to be in a relationship, but not all relationships are created equal.  Some relationships cause more grief than they’re worth.  While being alone can be a bit of a downer, it can be preferable to being in a toxic relationship.  Ask yourself if your relationship is enhancing your life or making it more challenging?


You deserve the very best!  


Toxic relationships can be challenging to leave.  It’s not comforting to face the world alone, even temporarily.  However, a little alone time can have its advantages, too.


There are several signs that you may be in a toxic relationship:


1. A consistent lack of trust.  It doesn’t matter whether you don’t trust the other person, or they don’t trust you. Relationships are incredibly draining when there is a pervasive lack of trust. There’s never any peace.


2. You're forced to compromise your values on a regular basis. When you’re put in the position to live outside of the tenets you consider to be most important, your self-respect suffers. A healthy relationship makes it easier to be at your best.


3. Your partner isn’t supportive of your success. They say you find out who your real friends are during times of distress, but the same can be said of periods of success. It’s not uncommon for friends and family to be unsupportive when you’re doing well. The last thing you want is a partner that displays this type of behaviour.


4. Dismissiveness. Are either of you dismissive toward the other? Your interests and projects should be respected. This works both ways. If you’re dismissive of your partner, your relationship could be better.


5. Your partner is unreliable. If you can’t count on your partner, your life is more stressful than it needs to be, and your relationship is harming you.


6. Going somewhere else after work is more relaxing than going home. What’s worse than spending a stressful day at work and deciding you’d rather go sit in a coffee shop alone than go home to your partner? It’s nice to have a home that is an oasis from your everyday stressors.


7. A lack of affection. There’s a lack of closeness when affection wanes. Ask yourself why you no longer want to touch each other.


8. You resist confiding in your partner. When you have something sensitive to discuss, it would be nice to be able to rely on your partner. If you find yourself hesitant to share, it could be a sign that your relationship isn’t healthy. Ideally, your partner is also your best friend.


9. The relationship is harmful to any children involved. Relationships should enhance the lives of the children. Frightened or discouraged children are a warning sign.

10. You feel unsafe with your partner. No relationship is worth risking your safety. Make your health and well-being a priority in your life.


10. You can think of other people with whom you’d rather be in a relationship.  Do you find yourself wishing you could be in a relationship with a friend or coworker instead of with your current partner? Something is amiss if you’re imagining yourself with someone else.


Hopefully, you’ve reached the conclusion that your relationship is healthy, supportive, and a source of inspiration.


If you believe your relationship is toxic, take the time to investigate further. Be willing to get help from a relationship professional, too. Toxic relationships aren’t worth your time or peace of mind. Ensure that you’re taking the best possible care of yourself.

Top 5 Money Mistakes of Young Couples

15 January 2020

When you’re newly married, you’ll probably face some new challenges and might not feel that you’re ready for these new responsibilities. A lot of young couples don’t anticipate how different managing their finances can be once they get married.  


It’s important to understand how merging your finances will impact the way you spend and manage money. There are common mistakes most couples make, and you can avoid some difficulties by being aware of these errors.


These are the five most common money mistakes young couples make:


1. Not communicating about money. It’s crucial to talk about money and agree on how you wish to spend and save money as a couple. You’ll find yourselves fighting over money issues if you avoid this for too long or if one spouse isn’t upfront about money.


2. Failing to build your savings. You might feel that you’re not earning enough to save money, but most couples can find at least a little to save by cutting back on the more flexible expenses. Cover your bases and prepare for a brighter future by saving for these events:


• Starting a family. Going through a pregnancy and raising a baby is expensive!

• When you’re ready to settle down, you’ll need a down payment to buy a home.

• Children’s education.  Universities are expensive and it is never too early to start saving.

• Retirement. Being young means you can take more risks when you invest and saving up early will help you retire more comfortably. It also gives your savings time to grow from the interest you’ll earn over many years.


3. Failing to effectively manage debts and credit cards. Some couples encounter challenges because one person wasn’t upfront about how deeply they’re in debt or because they use their credit card too often. Even though both spouses still have separate credit scores, both should be responsible for managing debt and credit:


• Set some goals and strategies to raise both your credit scores.

• Decide what your credit cards should be used for and how much you can charge on them.

• Make paying off your loans or outstanding credit card balances a priority.


4. Buying a house before you’re ready. You’ll see benefits in waiting until you’re financially stable before purchasing a house. There are still some costly mistakes to avoid once you are ready to buy a home:

• Buying a house that is too expensive to fix or maintain.

• Applying for a mortgage you can’t afford.

• Not making a down payment that is large enough to lower your mortgage.

• Failing to take advantage of the help available to first-time buyers.

• Buying a house before taking the time to raise your credit score.


5. Not looking for ways to strengthen your financial standing. You can set some financial goals and do your best to save money, but most young couples eventually need to find a way to earn a higher income to meet their goals.   


If you think you’re making any of these mistakes, it’s a great time to schedule a money discussion. Make plans to bypass these mistakes and get started on the right track for a bright financial future together.